Canada · 2026

Your Real Hourly Wage

Your pay stub shows one hourly rate. Once you add commuting time and the cost of getting to work and staying employed, the real rate is lower. Here's how much.

Include paid vacation.
Paid weeks minus vacation and stat holidays.
Fuel-only mode.
Edmonton, Aug 2026 (Statistics Canada).
Custom mode.
Unpaid breaks you must stay for, prep, after-hours email.
Real hourly wage$—
Paid hourly rate—
After-tax hourly—
Lost to tax, time & costs—

How we calculate this

Real hourly wage = (after-tax pay − work costs) ÷ (paid hours + commute hours + unpaid work hours). After-tax pay uses the same 2026 tax, CPP and EI engine as the take-home pay calculator. Union dues are deducted before tax. Childcare is counted only if you wouldn't need it without the job, and we don't subtract the childcare expense deduction, so the result leans conservative.

Vehicle cost: which number to use?

CRA's 2026 reasonable allowance (73¢/km for the first 5,000 km, 67¢ after) is what employers can pay tax-free to cover the full cost of using your own car: fuel, maintenance, insurance and depreciation. It's a reasonable proxy if you own a vehicle mainly to get to work. If you'd own the same vehicle anyway, choose "fuel only".

What to do next

Affiliate slot #1 (placeholder)

Job search

See what the same role pays closer to home. [Partner link: job board]

Search jobs →
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Fuel rewards card

Cut the per-km cost of a long commute. [Partner link: fuel rewards card]

Compare cards →
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Remote-work gear

One work-from-home day a week changes the maths. [Partner link: home office]

See options →

Sources & assumptions

    This is an estimate. Your costs and tax situation will differ. NorthNumbers isn't affiliated with any bank, lender, dealer or government agency. Nothing here is financial, tax or legal advice.